Benefits of Accidental Insurance Plan

 By: Rohit Sharda
Insurance is a threat management technique. Auto insurance also called as vehicle insurance. The main purpose is to protect against financial protection against physical damage or bodily injuries which results from collisions.

A personal accident insurance policy is an insurance contract that covers risk arising from accidents, be it at home, or outside. By investing in Accident Insurance, you can protect your family and yourself from the financial concerns such as loss of income and medical expenses that unforeseen accidents lead to. It is contracts that arise from accidents at home or at road. When investing in this plan anyone can protect his or family from the losses or medical expenses.

A Personal accident plan would cover the individual and his dependants from the risk of death due to an accident. In addition to that, depending on the plan that is chosen, the personal accident insurance policy would also compensate the insured person for loss of income in case of temporary or permanent disablement. When you are selecting a plan, it is a good idea to ensure that additional benefits include family transportation, transport of imported medicines, purchase of blood, etc.

The good personal accident insurance will keep you in peace of mind if you met with small or big incident. Apollo Munich Health has designed Individual Personal Accident Plan based on the principle of prevention and wellness.

The personal accidental insurance not only made for you but also covers yours family. it is valid for an year and covers people between 5 to 70 years. Child below 5 years can be covered from 91day onwards if both parents covered under the same policy.

Apollo Munich Individual Personal Accident Plan provides for all the benefits you are looking for. A compensation of 100% of Accidental Sum Assured up to Rs 15,00,000 would be paid in case of temporary total disability. There is standard as well as premium version. This type of insurance is available in two variants: standard as well as premium.

Apollo health insurance offers our customers maximum health benefits with minimum efforts. All insured members can call the health line and quote of their customer id to reach our experts and avail primary consultation, health-related consultation, individual referrals, health information, nutrition and diet, at no extra cost.

Advantages of accidental insurance:

1. Get a weekly allowance reimbursed for in patient treatment in hospital due to accident.
2. Get a lump sum payment in case of fracture of bone due to accident.

To claim the accidental policy he /she must follow the steps
1. Contact the appolo munich health insurance company.
2. speak to the concerned person and tell about the incident, how it occurs the accident. Tell him about the details related to accident. After then he/ she will assist you to claim
3. The insured person will need to submit several documents to claim reimbursement one can download the form through online.
4. Once the form is complete it is to submitted to TPA person or to Apollo.

There are benefits of accidental plan:

1. Accidental death
2. Emergency ambulance cover
3. Family transpotatation
4. Modification of residence or vehicle
5. Purchase of blood
loading...
Author:
Artice Source: http://www.articlesphere.com

Related Articles in Insurance


People interested in the above article are also interested in the related articles listed below:

This article is titled "How Not to Purchase Laptop Insurance." What would it be advisable for you to NOT do? Try not to go uninsured. Try not to extend your mortgage holder's protection to cover your laptop. What would it be a good idea for you to totally do? Get safeguarded by Laptop Insurance. You'll be happy you did!
You're not just buying a car and a house that you'd like, but your version reflects a lot about yourself. Although some people believe that it's a lot more responsibility, you can still appear in the other direction. Here, motor homes and also your investment. Therefore, you should take into account its security at all times. As a responsible car owner and home, you should get a car and home policy to protect your investment. And when you seem to him much better to be sure that you get all the car insurance cover financial savings!
Time is not always ticking. Even when it comes to claiming compensation, there is an accepted time limit designed to prevent spurious claims. But there are some situations where even this does not apply. This article looks at some of the reasons why time is not necessarily of the essence when it comes to making an accident claim.

More in Insurance

Excellent, Larry. Thank you for taking the new article directory technology and making it work to the max. I encourage everyone to keep contributing and contributing regularly. I can attest to the fact that this site is already a strong directory in a field of many. Kudos to Larry!

Matthew C. Keegan
The Article Writer

 

I find it a delight to use both as an author and a publisher. It is full of nice little surprises that make the whole process of writing, reading and publishing articles a complete delight. This is one that comes out tops and beats the rest hands down.

Eric Garner
Managing Director
ManageTrainLearn

 

I did a Google search and came across your site. It was exactly what I was looking for and was elated to find such a broad range of articles. As I am launching a free magazine in a small town in Florida, I wanted to be as resourceful as possible while still being able to provide some content that is interesting and well written. Your site has all the variables in the mix. Excellent Site hitting all the notes in the scale sort of speak.

Mo Montana
Florida, USA

Article Topics

 
Copyright © 2005 - by Larry Lim, Singapore - Article Search Engine Directory at ArticleSphere.com™
All Rights Reserved Worldwide. All Trademarks and Servicemarks are the property of the respective owners.
ArabicBulgarianCatalanChinese (Simplified)Chinese (Traditional)CzechDanishDutchEnglishEstonianFinnishFrenchGermanGreekHaitian CreoleHebrewHindiHungarianIndonesianItalianJapaneseKoreanLatvianLithuanianNorwegianPersianPolishPortugueseRomanianRussianSlovakSlovenianSpanishSwedishThaiTurkishUkranianVietnamese