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The EHIC card may have been out for years but it still seems to confuse people. Many people wrongly believe that the card acts as a substitute for holiday insurance whilst travelling to and around Europe; here we set the record straight and explain just why it is so important to have both.
Travel insurance hit the headlines recently when it emerged that many Britons are losing out on their holiday insurance premiums after neglecting to mention pre-existing medical conditions at the time of booking. So what medical conditions should you mention when taking out travel insurance and what exactly are your rights in relation to existing conditions?
When travelling on a budget, many people want to cut down on expenses wherever possible, and travel insurance is one of the first items to go. But minor setbacks while travelling are common, and a cheap travel insurance policy could end up saving you quite a bit of cash in the long run.
Sometimes careless travellers are to blame for their own accidents. Take a look at these amusing lapses in judgement and try to judge whether the people involved even had the good sense to acquire any cheap travel insurance before they set off on their misadventures.
Buying cheap travel insurance has never been simpler, with a huge number of insurance companies offering easy online booking and claims. While the vast majority of people who buy travel insurance do so without a hitch, there are times when people are left scratching their heads, uncertain as to what policy they need to buy or what level of cover is on offer. Here are some answers to a few of the trickier travel insurance questions...
Holiday insurance - for some people buying it is almost instinctive as soon as they book a trip, whereas others will inevitably leave it until the last minute...if they choose to buy it at all! It is easy to say “it’ll never happen to me” but the risk simply isn’t worth taking - cheap holiday insurance is so easy to get (and the cost of an uninsured disaster so high) that there really is no acceptable excuse.
It isn’t getting any cheaper to obtain insurance company. This is slowly making the world a more dangerous place, as people are willing to avoid paying insurance policies that they simply cannot afford. If you are shrewd though, there are ways that you can save yourself money on insurance.
