Article Sphere Logo
 
Main Article Categories
 Alternative Medicine
 Arts And Entertainment
 Automotives
 Beauty
 Business
 Communications
 Computer And Technology
 Disease And Illness
 Finance
 Food And Beverage
 Health And Fitness
 Home And Family
 Home Based Business
 Insurance
 Internet And E-Business
 Legal
 News And Society
 Pets And Animals
 Product Reviews
 Real Estate
 Recreation And Sports
 Reference And Education
 Self Improvement
 Shopping
 Travel And Leisure
 Women Health And Fitness
 Women Interests And Issues
 Work At Home
 Writing And Speaking
 All 511 Categories
 
"Credit Cards" Article
 Article Directory Home Finance Credit Cards

How to Avoid Credit Card Fraud

By Expert Author: Scott Stadler
View Summary | Submitted: 2008-02-27 | Word Count: 579 words
Scott Stadler
Identity theft is all too common this day in age. It seems like the problem is growing to new extremes. As a major facet of identity theft, credit card fraud is also largely preventable by taking basic precautions and using good financial common sense. Read on for a few of the most effective ways to avoid credit card fraud completely.

Keep Your Digits to Yourself

Don't let anyone borrow your credit card or have access to your credit card number. A large amount of credit card fraud happens simply as a result of not paying close enough attention to who is doing what with your card. Keep tabs on who has your card and for how long. For example, most of the time at retail stores and even at restaurants you can see what's going on with your card. If at all possible, watch to make sure no one is "mishandling" your credit while processing it.

Destroy Old Receipts

Even though it is now a law in many places that transaction receipts must not display any more than the last few digits of your credit card number as part of the print out, that's really no guarantee that your personal and credit card info is not still there. Make sure none of the receipts from the use of your credit card are left behind for the next person to see. It's best to destroy old receipts by shredding them once they're no longer needed.

Shred Credit Card Applications

Think about how many credit card applications you receive by mail in the course of a month or so. Each and every one of these is practically an invitation for fraudsters to take advantage. They can get them right out of your mailbox or even the trash and fill them out to obtain their own credit card under your name in no time at all. To reduce your chances of becoming a victim, check your mail as soon as possible every day and be sure to shred all unwanted applications before discarding them.

Only Do Business with Secure Websites

The web has a reputation for being sort of the Wild West when it comes to credit cards. The perception is that information is stolen routinely and identity thieves are abundant. While it's always better to be safe than sorry, this notion of online lawlessness is largely a misperception. In fact, when doing business with reputable businesses online, your credit card info is probably even safer than it would be in a typical offline transaction. Just make sure the connection is secure (look for the padlock logo in your browser) and that you completely trust the company you're paying.

Review Your Statement

Often considered a last resort when taking steps to avoid credit card fraud, reviewing your account statement line by line is also a surefire way to catch any misuse of your card before it's too late. Simply by reporting any misuse to your card issuing bank, most liability is averted right then and there. On the other hand, choosing to just pay the bill without looking at the charges listed is a great way to be an ongoing victim of credit card fraud.

Knowing how to avoid credit card fraud is mostly accomplished by being aware of how fraudsters practice their trade, but even more so, by taking easy, basic steps to protect your identity. Don't allow yourself to be a victim!
About the Author/Author Bio

Save money at the gas pump when you apply for a gas credit card. Those who like to travel should compare the best airline credit cards. Business owners should look online to apply for small business credit cards.

Article Source: http://www.articlesphere.com/Article/How-to-Avoid-Credit-Card-Fraud/127248

More "Credit Cards" Related Articles

 

Listed below are more articles related to the above article from the "Credit Cards" article category.

People interested in the above article "How to Avoid Credit Card Fraud" are also interested in the related articles listed below:

A gas card is beneficial to those people who are thrifty or who are on a tight budget. A student is a prime example. If a student owns a car and chances are, that person cannot afford to buy his own fuel, then a gas discount card is a must for him. Even if he juggles a part-time job while in school, still, buying a prepaid discount gas card can save him more money.
Owning a student credit card has many benefits, especially a reward credit card. It enables you start a good credit history that will be very helpful once you get out of college. Once you face the real world, many companies will be asking you to supply a credit history, and you’ll be thanking yourself for doing the right decision.
Gas cards are surely a practical way to purchase gas. It has been helpful to a lot of people especially to those who can barely afford to buy gas for their cars. Aside from that, businessmen and salesmen greatly benefit from those gas cards. They can freely do some business traveling and in-house sales trips without having to worry about the cost of gas.
Since the beginning of time, saving money has been the biggest obstacle in every household. Not every family can save as much money as they want because of their daily expenses. They spend money on food, clothes, and other important matters. And this includes gas or fuel for your car. When you consume gas, every penny is worth saving. Since prices have skyrocketed, we can’t determine on how much gas you must spend on gas alone. To get you into saving, pay for gas and get a little refund with the help of... well, plastic. Don’t believe me? Well, read on!
Because of the ongoing crisis, we have those gas cards to thank for. Since we know that the price won’t be going down, we would just have to rely on these gas cards that can save us a whole lot of money. Whatever gas card that you have: if it’s a prepaid gas card or a credit card, it won’t matter. They work just fine.
Mobil has been in the market for so long. It has been a brand that has been trusted by so many people over the years. It has prove itself to be one of the finest since after all fuel brand came and go Mobil still stands firm and is still continuing its service to many people nationwide.
Picking gas cards can be a headache and problematic at times. There are some gasoline stations that refuse to accept them anymore, saying they can’t get anything out of it, especially on credit cards. Most stations nowadays say that they are losing profits because credit card company partners are charging them with huge interest. It is very discouraging for most owners and retailers, so they opt to accept cash instead.
Article Directory Home Finance Credit Cards

Can't find what you're looking for? Try Google Search!
(Search in 23 languages: English, Spanish, Japanese, Arabic, Italian, German,
Chinese Simplified, Chinese Traditional, Dutch, Korean, Portuguese, Russian, Greek,
Swedish, Romanian, Polish, Norwegian, Finnish, Danish, Czech, Croatian, Bulgarian)
 
 
Copyright © 2005 - by Larry Lim, Singapore - Article Search Engine Directory at ArticleSphere.com™
All Rights Reserved Worldwide. All Trademarks and Servicemarks are the property of the respective owners.
Template Design by Internet Marketing Singapore | Internet Marketing
Français Español 日本語 [أربيك] Italiano Deutsch 汉语 漢語 Nederlands 한국어 PortРусско
Ελληνικά Swedish Indo Romanian Polish Norwegian Hindi Finnish Danish Czech Croatian Bulgarian English - Original language