Insuring Your UK Travel Adventure

 By: Danish Ansari
For your UK holiday adventure travel insurance may be required. Whether you purchase standard travel insurance for your UK trip or whether adventure travel insurance is a must depends on what you're going to be doing. Some insurers even offer UK adventure travel insurance specific to your activity. You can, for instance, purchase UK backpacking travel insurance, or snowboarding UK adventure travel insurance. You can purchase travel insurance for your UK skiing, or a policy that covers winter sports in general.

Let's see what's available in the way of adventure travel insurance for snowboarding and skiing in the UK. You can purchase coverage for the UK, Channel Islands and Northern Ireland, either as an annual adventure travel insurance policy, or any number of days fewer than 365. You can receive an online quote and purchase immediately on the Internet if you are younger than 65. While UK adventure travel insurance is available to seniors it requires a conversation with a live insurance representative to complete.

You can purchase two levels of adventure travel coverage for your stay in the UK, depending on your needs and your budget. The premium for a one-week trip for 2 adults would run between $8.35 and $10.92. At this price your UK adventure travel insurance would cover lost or stolen luggage or money as well. You can also upgrade your coverage to include all your winter sports equipment, and reimbursement in case of evacuation or injury as a result of an avalanche. You can opt to include golf related injury or equipment loss, as well as business equipment coverage. The latter would reimburse, for example, if your laptop or cell phone were lost, stolen or destroyed.

Were you to make the determination that you are going to make many trips, adventure travel or otherwise, in the UK, you might be wise to choose an annual travel insurance policy. The standard annual UK adventure travel insurance policy protects you against multiple occurrences. With the annual coverage you would be protected during multiple trips throughout the year, although only for up to 45 consecutive days of each trip. Your winter sports UK adventure travel coverage would be for a maximum of 17 days during the year. Your coverage would include twenty-four hour medical care as well.

You can purchase additional UK adventure travel insurance coverage that would include luggage recovery and replacement, replacement of golf equipment and recovery from golf injury, as well as business equipment replacement.
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