Lessons Picked Up Through The Analysis Of Two Automobile Claims

 By: J. Hernandez
There will be around 3 million individuals harmed this year in a motor vehicle accident. Two million of those will endure permanent injuries. That is approximately one irreversible injury from a motor vehicle accident every sixteen seconds. Lawyers knowledgable about how to pursue motor vehicle accident lawsuits are aware that each claim brings with it its own unique issues and challenges. In this article we analyze three separate lawsuits to see what lessons may be discovered from them.

In one case involving a motor vehicle accident, while his view of a stop sign was obstructed by a truck that was parked in a no-parking zone, a driver from a local Pizzeria failed to stop the a stop sign. When the defendant entered the intersection without stopping he broad-sided a second car. The plaintiff in the automobile that was hit suffered nerve damage to his hand and disc herniations in the neck and back. He went through a total of 4 surgeries for his neck and back and yet another surgery for his arm. He was not able to play] sports, something he had formerly greatly liked, after the accident. The law firm that helped the victim was able to document that they accomplished a settlement on his behalf from the driver, the truck owners, and the pizzeria employer for $900,000.

The driver in a second claim somehow lost control of the automobile she was driving. The car went across a number of lanes striking a different car that was approaching from the opposite direction. The plaintiff sustained injuries to the discs at both the cervical and lumbar levels. The victim additionally suffered a meniscus tears in her knee. The plaintiff required surgery for her knee injury. The defendant driver had a maximum of $100,000 coverage in her insurance policy. The claim went to trial and the law firm that handled the case documented that they were able to acquire a jury verdict in the amount of $625,000 for the victim. It was not clear from the report if the full amount was recovered (possiblye from the victim's own underinsured coverage, from a bad faith lawsuit against the defendant's insurer or from additional assets of the defendant).

A lesson is that there may be yet other parties who were not directly involved in the accident but who can still be held liable. In case 1 above, the pizzeria employed the driver who caused the accident. Given that the accident happened while the driver was acting within the scope of his employment, the pizzeria was liable. In addition, the owners of the truck were also liable.

The next lesson is that injuries from Motor vehicle accidents May have Serious, even Disastrous long-term results. These may include permanent disabilities, the need for expensive medical treatment, the loss of time from work or even an inability to return to work, and permanent pain.

The 3rd and last lesson is that one should always hold adequate uninsured and underinsured coverage under one's own policy to cover potentially significant lifelong injuries. Taking out increased insurance to cover substantial damages is only marginally more costly than taking out basic coverage. Too many people are just not properly insured in case the driver responsible for the accident has insufficient coverage.

A skilled motor vehicle accident lawyer will treat each case as distinct, will calculate an appropriate value for the matter, and will consider all possible means of compensation. Given that the law limits the time within which a victim can pursue a personal injury case, you should consult with a lawyer at once.
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