Article Sphere Logo
Travel Insurance Article

No Excuse – Five Reasons People Give for Not Buying Travel Insurance

By Expert Author: Patrick Chong
Word Count: 513 words | Views: 402 view(s)
When it comes to buying travel insurance, an increasing number of UK holidaymakers are digging out every excuse they can find not to pay for it. But with cheap travel insurance so widely available, there’s no convincing reason to avoid buying it - here are five of the most commonly used excuses, and the reasons why you shouldn’t try and use them yourself...

“It just costs too much...”

With single trip cover available for just a few pounds, this really is no excuse at all. Tour operators and airlines often try and bundle eye-wateringly expensive policies in with their services, but cheap travel insurance is available from specialist insurers. As long as you are prepared to shop around, cheap travel insurance is easy to find, and your wallet will thank you for it if you face an expensive mishap on your holiday.

“Well, I forgot about it...”

Sometimes, people genuinely forget to get insured before they travel. Buying travel insurance should be second nature when you book your holiday, but if you just can’t get into the habit, consider getting annual travel insurance instead - it’ll save you the hassle of booking every time you go, and you’ll probably make some significant savings on your holiday costs as well.

“But I’m only going for a few days...”

Do you really need to get travel insurance for your weekend away? There’s no telling when a travel disaster will strike - even on a short trip, accidents can happen, flights can be cancelled, and luggage mislaid or stolen. Plus, travel insurance for a short trip will be extremely cheap.

“I don’t need it, I’m already covered...”

Premier bank account insurance, credit card cover and the European Health Insurance Card (EHIC) are commonly wheeled out as substitutes for actual travel insurance, and while all of these offer some degree of protection, the policies are usually riddled with loopholes and inadequate levels of cover. The EHIC covers basic medical care but not repatriation, most credit cards offer the almost useless “travel accident insurance” rather than genuine travel insurance, and the “free” insurance that comes with certain bank accounts is often found wanting when it comes to medical costs and valuables cover.

“Oh, it’ll never happen to me...”

Assuming that you’ll never need your travel insurance is a dangerous game to play. Serious incidents may be relatively rare, but they can be enormously expensive. If bad weather, a terrorist incident or a sudden death in the family forces you to cancel your holiday, you could be left facing thousands of pounds worth of expenses. Similarly, break a leg on holiday in America and you be left forking out tens of thousands of pounds to pay your medical bills.

No matter what excuse you try and make, it isn’t likely you’ll find a convincing argument against buying travel insurance. As long as you are willing to shop around and get exactly the policy you need, cheap travel insurance won’t break the bank - and it could save you a world of trouble on your next trip abroad.
Patrick Chong

About the Author:

Patrick Chong is the Managing Director of Journey’s Travel. Their commercial travel insurance website, Insuremore, offers cheap travel insurance and a quick and easy online claims feature.

Article Source: http://www.articlesphere.com/Article/No-Excuse--ndash--Five-Reasons-People-Give-for-Not-Buying-Travel-Insurance/182142

Article Tags: annual insurance, cheap travel insurance
 This Article has been viewed 402 times.
  

Related Videos



Play Video
Play Video
Play Video
Play Video
Play Video
 

Related Articles

 
 

Listed below are more articles related to the above article from the "Travel Insurance" article category.

People interested in the above article "No Excuse – Five Reasons People Give for Not Buying Travel Insurance" are also interested in the related articles listed below:

 
Benefits of Buying Travel Plans in India the best as well as cheap travel insurance online if you compare travel insurance quotes provide by various companies. Travel insurance quotes are displayed on the websites of various companies offering travel insurance online.
Reading reviews for insurance companies is one of the best ways to get travel insurance in India. You would get the best and one that suits your requirements and budget. These reviews are easily available on company websites of various leading insurance organizations. You can also go for special online companies that offer reviews for different insurance companies.
For quite some time now, you've saved up your money and vacation time all in preparation for the day that you'll finally get to take that long-awaited trip you've been planning. You're shopped for the right price on your hotel room, looked around for the best price on a plane ticket to get you there and even reserved transportation to get you from the airport to your hotel.
Travel insurance is designed to covers all your risks like holiday cancellation, theft, loss, damage to personal possessions and money, etc. while traveling overseas or within your own country. Read this article to find why travel insurance is important before planning for a tour.
One of the most amazing things about the world today is that you can pretty much travel anywhere you want. Travel has become much more inexpensive and much more efficient than in the past. Thus, it is no longer a luxury to travel internationally. Instead, it is becoming more and more common for people of all ages and backgrounds.
Business travel insurance can often be a high cost item for companies but by checking out online options corporations can save time and money. Business travel insurance is a must if your company has employees or even contractors travelling regularly either domestically or overseas. Without an effective business insurance policy in place companies may be liable for the costs incurred as a result of any illness or injury that befalls an individual on the company's payroll while they are travelling. Without adequate business travel insurance in place the company could also suffer significant financial loss in meeting the costs of any medical or hospital bills.
Backpacker travel insurance is the best way to ensure your carefree holiday remains carefree. With backpacker travel insurance you can be sure to save your money and still put your worries to rest.
Article Directory Home All Categories Insurance Travel Insurance No Excuse – Five Reasons People Give for Not Buying Travel Insurance
 

Can't find what you're looking for? Try Google Search!
 
(We serve worldwide - Locations updated as at Monday, 13 February 2012 01:20 am , Singapore)
United States of America, USA . United Kingdom, UK (England, Scotland, Wales, Northern Ireland) . Canada . Afghanistan . Albania . Algeria . American Samoa . Andorra . Angola . Anguilla . Antarctica . Antigua & Barbuda . Argentina . Armenia . Aruba . Australia . Austria . Azerbaijan . Bahamas . Bahrain . Bangladesh . Barbados . Belarus . Belgium . Belize . Benin . Bermuda . Bhutan . Bolivia . Bonaire . Bosnia-Herzegovina . Botswana . Brazil . British Virgin Islands . Brunei Darrusalam . Bulgaria . Burkina Faso . Burundi . Cambodia . Cameroon . Cape Verde . Cayman Islands . Central African Republic . Chad . Channel Islands . Chile . China . Christmas Island . Colombia . Comoros . Congo . Congo (Dem. Rep.) . Cook Islands . Costa Rica . Cote d'Ivoire . Croatia . Cuba . Curacao . Cyprus . Czech Republic . Denmark . Djibouti . Dominica . Dominican Republic . East Timor . Ecuador . Egypt . El Salvador . Equatorial Guinea . Eritrea . Estonia . Ethiopia . Falkland Islands and Dependencies . Faroe Islands . Fiji . Finland . France . French Guiana . French Polynesia . Gabon . Gambia . Gaza . Georgia . Germany . Ghana . Gibraltar . Greece . Greenland . Grenada . Guadeloupe . Guam . Guatemala . Guinea . Guinea-Bissau . Guyana . Haiti . Hawaiian Islands . Honduras . Hong Kong . Hungary . Iceland . India . Indonesia . Iran . Iraq . Isle Of Man . Israel . Italy . Ivory Coast . Jamaica . Japan . Johnston Atoll . Jordan . Kazakhstan . Kenya . Kiribati . Korea (North) . Korea (South) . Kuwait . Kyrgyzstan . Laos . Latvia . Lebanon . Leeward Islands . Lesotho . Liberia . Libya . Liechtenstein . Lithuania . Luxembourg . Macau . Macedonia . Madagascar . Malawi . Malaysia . Maldives . Mali . Malta . Marshall Islands . Martinique . Mauritania . Mauritius . Mexico . Micronesia (Federated States) . Midway Islands . Moldova . Monaco . Mongolia . Montserrat . Morocco . Mosquito Coast . Mozambique . Myanmar (Burma) . Namibia . Nauru . Navassa Island . Nepal . Netherlands . Netherlands Antilles . New Caledonia . New Zealand . Nicaragua . Niger . Nigeria . Niue . Norfolk Island . Northern Mariana Islands . Norway . Oman . Pakistan . Palau . Palestine . Panama . Papua New Guinea . Paracel Islands . Paraguay . Peru . Philippines . Pitcairn Islands . Poland . Portugal . Puerto Rico . Qatar . Reunion . Romania . Russia . Rwanda . Ryukyu Islands . Saint Helena . Saint Kitts and Nevis . Saint Lucia . Saint Pierre & Miquelon . Saint Vincent & The Grenadines . Samoa . San Marino . Sao Tome & Principe . Saudi Arabia . Senegal . Serbia . Seychelles . Sierra Leone . Singapore . Slovakia . Slovenia . Solomon Islands . Somalia . South Africa . Spain . Sri Lanka . Sudan . Suriname . Swaziland . Sweden . Switzerland . Syria . Taiwan . Tajikistan . Tanzania . Thailand . Togo . Tonga . Transkei . Trinidad & Tobago . Tunisia . Turkey . Turkmenistan . Turks and Caicos Islands . Tuvalu . US Virgin Islands . Uganda . Ukraine . United Arab Emirates . Upper Volta . Uruguay . Uzbekistan . Vanuatu . Vatican City (Holy See) . Venezuela . Vietnam . Wake Island . Windward Islands . Yemen . Yugoslavia . Zaire . Zambia . Zimbabwe
Copyright © 2005 - by Larry Lim, Singapore - Article Search Engine Directory at ArticleSphere.com™
All Rights Reserved Worldwide. All Trademarks and Servicemarks are the property of the respective owners.