Article Sphere Logo

No Excuse – Five Reasons People Give for Not Buying Travel Insurance

By Expert Author: Patrick Chong | Article Abstract
Word Count: 513 words | Views: 170 view(s)
When it comes to buying travel insurance, an increasing number of UK holidaymakers are digging out every excuse they can find not to pay for it. But with cheap travel insurance so widely available, there’s no convincing reason to avoid buying it - here are five of the most commonly used excuses, and the reasons why you shouldn’t try and use them yourself...

“It just costs too much...”

With single trip cover available for just a few pounds, this really is no excuse at all. Tour operators and airlines often try and bundle eye-wateringly expensive policies in with their services, but cheap travel insurance is available from specialist insurers. As long as you are prepared to shop around, cheap travel insurance is easy to find, and your wallet will thank you for it if you face an expensive mishap on your holiday.

“Well, I forgot about it...”

Sometimes, people genuinely forget to get insured before they travel. Buying travel insurance should be second nature when you book your holiday, but if you just can’t get into the habit, consider getting annual travel insurance instead - it’ll save you the hassle of booking every time you go, and you’ll probably make some significant savings on your holiday costs as well.

“But I’m only going for a few days...”

Do you really need to get travel insurance for your weekend away? There’s no telling when a travel disaster will strike - even on a short trip, accidents can happen, flights can be cancelled, and luggage mislaid or stolen. Plus, travel insurance for a short trip will be extremely cheap.

“I don’t need it, I’m already covered...”

Premier bank account insurance, credit card cover and the European Health Insurance Card (EHIC) are commonly wheeled out as substitutes for actual travel insurance, and while all of these offer some degree of protection, the policies are usually riddled with loopholes and inadequate levels of cover. The EHIC covers basic medical care but not repatriation, most credit cards offer the almost useless “travel accident insurance” rather than genuine travel insurance, and the “free” insurance that comes with certain bank accounts is often found wanting when it comes to medical costs and valuables cover.

“Oh, it’ll never happen to me...”

Assuming that you’ll never need your travel insurance is a dangerous game to play. Serious incidents may be relatively rare, but they can be enormously expensive. If bad weather, a terrorist incident or a sudden death in the family forces you to cancel your holiday, you could be left facing thousands of pounds worth of expenses. Similarly, break a leg on holiday in America and you be left forking out tens of thousands of pounds to pay your medical bills.

No matter what excuse you try and make, it isn’t likely you’ll find a convincing argument against buying travel insurance. As long as you are willing to shop around and get exactly the policy you need, cheap travel insurance won’t break the bank - and it could save you a world of trouble on your next trip abroad.
Patrick Chong

About the Author/Author Bio

Patrick Chong is the Managing Director of Journey’s Travel. Their commercial travel insurance website, Insuremore, offers cheap travel insurance and a quick and easy online claims feature.

Article Source: http://www.articlesphere.com/Article/No-Excuse--ndash--Five-Reasons-People-Give-for-Not-Buying-Travel-Insurance/182142

Article Submitted: 2009-03-17 | This Article has been viewed 170 times.

Rate Article

Related Videos

The Truth About Travel Insurance
How to Understand Travel Insurance
Auto Insurance Policy
Ways to Keep Travel Costs Down this Summer...
Fall Travel Bargains
 

More "Travel Insurance" Related Articles

 
 

Listed below are more articles related to the above article from the "Travel Insurance" article category.

People interested in the above article "No Excuse – Five Reasons People Give for Not Buying Travel Insurance" are also interested in the related articles listed below:

 
Backpacker travel insurance is not the same as annual holiday insurance, this is mistake many young travelers make when purchasing insurance. Annual holiday insurance is designed for your average holiday maker, who goes abroad a couple of times a year usually for a week or two at a time, and spends most of their time relaxing on the beach. This is very different to the habits of your average backpacker, if there is such a thing as an average backpacker. If you are planning on travelling for long periods of time annual holiday insurance usually doesn't cover your stay out of the country for more than a few weeks at a time.
With the winter sports season approaching fast, now seems like a good time to remind all you travellers out there that, even for a weekend break, a cheap travel insurance policy is the one aspect of your trip that you can't afford to neglect.
With the largest toy factory in the world, an army of elves and a red velvet fur-trimmed suit, it appears that Santa has everything he could possibly want for Christmas. However, if Mrs. Claus wanted to get him something really useful then she couldn't go amiss with a cheap travel insurance policy. Here are five very good reasons for Santa to take out insurance before heading out on Christmas Eve:
In the week that Scotland added dubious airport checks for passengers travelling within the UK, we take a look at how UK travel insurance can make holidays in the UK a little easier.
The EHIC card may have been out for years but it still seems to confuse people. Many people wrongly believe that the card acts as a substitute for holiday insurance whilst travelling to and around Europe; here we set the record straight and explain just why it is so important to have both.
Travel insurance hit the headlines recently when it emerged that many Britons are losing out on their holiday insurance premiums after neglecting to mention pre-existing medical conditions at the time of booking. So what medical conditions should you mention when taking out travel insurance and what exactly are your rights in relation to existing conditions?
When travelling on a budget, many people want to cut down on expenses wherever possible, and travel insurance is one of the first items to go. But minor setbacks while travelling are common, and a cheap travel insurance policy could end up saving you quite a bit of cash in the long run.
 
Article Directory Home All Categories Insurance Travel Insurance
 

Can't find what you're looking for? Try Google Search!
 
Copyright © 2005 - by Larry Lim, Singapore - Article Search Engine Directory at ArticleSphere.com™
All Rights Reserved Worldwide. All Trademarks and Servicemarks are the property of the respective owners.

Afrikaans Albanian Arabic Belarusian Bulgarian Catalan Chinese (Simplified) Chinese (Traditional) Croatian Czech Danish German English Estonian Filipino Finnish French Galician Greek Hebrew Hindi Hungarian Icelandic Indonesian Irish Italiano Japanese Korean Latvian Lithuanian Macedonian Malay Maltese Dutch Norwegian Persian Polish Portuguese Romanian Russian Serbian Slovak Slovenian Spanish Swahili Swedish Thai Turkish Ukrainian Vietnamese Welsh Yiddish