Article Sphere Logo
 
Main Article Categories

 Alternative Medicine
 Arts And Entertainment
 Automotives
 Beauty
 Business
 Communications
 Computer And Technology
 Disease And Illness
 Finance
 Food And Beverage
 Health And Fitness
 Home And Family
 Home Based Business
 Insurance
 Internet And E-Business
 Legal
 News And Society
 Pets And Animals
 Product Reviews
 Real Estate
 Recreation And Sports
 Reference And Education
 Self Improvement
 Shopping
 Travel And Leisure
 Women Health And Fitness
 Women Interests And Issues
 Work At Home
 Writing And Speaking
 All 511 Categories
 
"Travel Tips" Article
 Article Directory Home Travel And Leisure Travel Tips

Should I Purchase Travel Insurance? Travel Tips

By Expert Author: Peter Greenberg
View Summary | Submitted: 2007-12-11 | Word Count: 328 words
Peter Greenberg
This is one of those age-old questions with no definitive answer. It's estimated that 30 percent of Americans purchase travel insurance, which is a drastic increase since 9/11, when less than 10 percent of travelers were insured.

If you're flying on a $150 ticket to see Aunt Irma in Wisconsin, you probably don't need travel insurance. But on a trip such as yours, travel insurance can come in handy if something unexpectedly disrupts your trip. Your first step is to compare the cost of the trip versus the cost of the policy.

The most common situations when travel insurance comes in handy are:

- Your flight is canceled
- Your passport and wallet are stolen
- You require medical treatment while abroad
- You need to cancel your trip due to illness
- An unexpected hurricane hits your destination
- Your airline/cruise line/tour company go bankrupt

Reasons NOT to purchase travel insurance are:

- You're afraid of terrorism
- A hurricane is going to hit your destination (this applies if the storm has already been named by the National Weather Service)
- Your pet is ill
- Your flight is delayed for so long that you want to cancel

One major caveat: Never purchase travel insurance from the same tour operator or cruise line with which you're traveling. If that company goes out of business, there may not be money to cover your claim. Use a third-party provider (that includes travel agents).

Also, don't forget about medical insurance. Even if you are covered for basic emergency care overseas, in almost all cases, your current health insurance does NOT cover you to evacuate you and fly you back to the U.S. Something called "Medical Evacuation and Repatriation" insurance comes in handy here. You pay a yearly fee, and if you get sick or injured overseas, the policy will get you treated, stabilized and flown back to the U.S. to the hospital of your choice, not theirs. There are a number of good companies that provide this type of plan, such as MedJet Assist.
About the Author/Author Bio

Peter Greenberg is a preeminent expert on travel. His focus is on the journey, providing insider's tips and recommendations to an increasingly savvy and demanding traveler. Peter is also author of The New York Times best-selling series, The Travel Detective, which uncovers secrets the airline, hotel, cruise and rental car industries don't want consumers to know. Check out Travel Tips for more insider information.

Article Source: http://www.articlesphere.com/Article/Should-I-Purchase-Travel-Insurance--Travel-Tips/116572

Comments on this Article


More "Travel Tips" Related Articles

 

Listed below are more articles related to the above article from the "Travel Tips" article category.

People interested in the above article "Should I Purchase Travel Insurance? Travel Tips" are also interested in the related articles listed below:

Professional thieves tend to hang around hotels and resorts, especially the lobbies, looking for tourists and travelers that are easy pickings. Here are some travel tips that may help you feel more safe and secure in your hotel room when you are traveling, or are on vacation. Here are some tips to follow to protect yourself.
I’m sure that most travelers have at one time or another bought inexpensive travel luggage that literally fell apart after only a few years of traveling on holidays. It seems that most times in life you get what you pay for, so it may make a lot of sense to invest in a more expensive, but very durable set of luggage. Quality counts. And, in the long run you can save a lot of money by not continually buying cheaply made luggage.
The mosquito is a major cause of a number of serious diseases throughout the world. Five of the most prevalent mosquito borne diseases are Malaria, Yellow Fever, Japanese Encephalitis, Dengue Fever, and West Nile Virus.
Malaria is the most common of these serious diseases caused by mosquitoes. Well over a million people die from this disease world wide each year.
Not only can travelers save money on gasoline by replacing the air in their vehicle’s and RV’s tires with nitrogen gas, they can save money on their every day driving as well. Research shows that drivers can improve their gas mileage by over three percent when they use nitrogen in their motor vehicle’s tires.
Airports, train and bus stations, and any other place where travelers congregate in close quarters are where pickpockets love to operate. There are many dos and don’ts to avoid becoming a victim when you travel on vacation, most of which are common sense. Here are some of things you can follow to prevent this.
The women of today are venturing out and traveling more globally then at any time in history. Female travelers, whether traveling alone, with a companion, or as a group, are encountering different cultures, religions, and societies. With this freedom comes some significant risks that men may never encounter. It is therefore prudent for women who plan to travel to learn how to handle themselves when on holiday, studying abroad, or traveling on business.
Even though these sun related problems, sunburn, heat exhaustion, and heatstroke, are not diseases, they can be very serious and could put a real damper on your holidays. An ounce of prevention is worth a pound of cure when dealing with the sun. Keep in mind that the sun’s rays are more intense between noon and three p.m. in the tropics and at high altitudes, even if it’s a cloudy or overcast day.
Article Directory Home Travel And Leisure Travel Tips

Can't find what you're looking for? Try Google Search!
(Search in 26 languages: English, Spanish, French, Japanese, Arabic, Italian, German,
Chinese Simplified, Chinese Traditional, Dutch, Korean, Portuguese, Russian, Greek, Serbian
Slovak, Hebrew, Swedish, Romanian, Polish, Norwegian, Finnish, Danish, Czech, Croatian, Bulgarian)
 
 
Copyright © 2005 - by Larry Lim, Singapore - Article Search Engine Directory at ArticleSphere.com™
All Rights Reserved Worldwide. All Trademarks and Servicemarks are the property of the respective owners.
Template Design by Internet Marketing Singapore | Internet Marketing | Singapore Classified
Español Français Bulgarian 汉语 漢語 Croatian Czech Danish Dutch Finnish Deutsch Ελληνικά Italiano 日本語 한국어 Norwegian Polish PortRomanian Русско Serbian Slovak Swedish [أربيك] Hebrew