Travel Insurance: The Most Important Part Of Your Trip

 By: Tia Jones
For quite some time now, you've saved up your money and vacation time all in preparation for the day that you'll finally get to take that long-awaited trip you've been planning. You're shopped for the right price on your hotel room, looked around for the best price on a plane ticket to get you there and even reserved transportation to get you from the airport to your hotel. Still, you could very well be missing the most important part of your trip. Not sure what that is?

Picture this scenario - you've just gotten off the plane that you took to go on a tour of Niagara Falls and after waiting for your luggage to arrive, you come to the realization that it's been lost along with all your important documents and medications inside. Sound unlikely? Consider that each day, 10,000 bags are reported missing in the United States alone. Now do you have a better idea of what you're forgetting? That's right - Travel Insurance. Travel Insurance is relatively cheap, too. With rates that usually run between anywhere from 5 to 7% of the cost of your trip, depending on your medical history and the ages of the passengers you're traveling with. Depending on the policy you get, here are some of the incidences covered when you get Travel Insurance:

- Trip cancellations or delays caused by unforeseen weather conditions

- Medical treatment or evacuation in case of an accident that happens while you're on vacation

- Replacing your lost or stolen luggage and the contents inside

- Evacuations due to emergencies, such as a hurricane
Getting a quote on travel insurance is quick, easy and free. And it just may happen to be the best decision you make when taking your next sightseeing tour. Make sure to check all your options when planning sightseeing tours and get the best travel insurance for your traveling needs. It may just be the best decision you've ever made.
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