Wedding Insurance - Photographs

 By: Josie Anderson
Your wedding photographer may not be able to print your wedding photographs if the film, negatives or digital media used becomes damaged or lost. Whilst any reputable photographer should make back up copies of the photographs he or she takes at your wedding, you may find that you're unlucky enough to lose your precious wedding photographs.

Wedding Insurance will usually pay for a photographer to re-shoot photographs with the wedding party, in the event of you losing your first set of images. Your wedding insurance cover will usually also include payment of any costs that re-shooting your big day incurs - this includes things like suit hire and even re-shooting the cutting of the cake. Not all wedding insurance providers offer this level of cover, however, so you should check the details of your policy to make sure.

Good wedding insurance providers may also give you financial protection in case your photographer does not turn up on the big day. Your wedding insurance should also cover the deposits or costs for arranging alternative services if your pre-booked photographer becomes bankrupt. Your protection will usually start from when you first pay the premium, and will apply for 90 days or up until the contracted date of delivery for your wedding photographs and video.

If you would like to avoid the stress of losing your photographs in the first place, there are a few things you can do. Why not speak to other clients the photographer has worked for, and perhaps see some samples of their work, to ensure you're happy with the photographer's professional conduct. You can also speak to your photographer to find out what precautions they take to protect your photographs; whilst reshooting your wedding is a good second option, it is still preferable to have the originals in the first place.

Once you have secured a reliable photographer, you should still insure yourself against possible loss or damage to your precious wedding photographs by taking out good wedding insurance. With good wedding insurance, you can be safe in the knowledge that your cake, dress, venue and photos are all protected.
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