Credit Cards Articles
Expert Author: Aaron Zaias
Now you have researched the various cards available, you have several options for how to go about applying for your chosen card. You can do this by post, at a branch, over the telephone or online. Rather than waiting days for an approval, there are several benefits to applying online for an 'instant approval credit card'. Here are our top five reasons for applying this way.
Expert Author: Kenny Ritchie
Used wisely a credit card can save a student some money, used rashly it could just put them in a whole pile of trouble with paying back the interest. The wise can use a credit card to budget. There are added benefits of building credit history which can help with future budgeting by gaining access to cheaper products that require credit history.
Expert Author: Jamie S Hanson
Credit card is a well known term which is used worldwide due to its ability of providing cash in situations which are difficult to manage. One can easily come out of these situations by using credit cards because it depends on the principle of "Buy now and pay later".
Expert Author: Lisa Cintron
When I was a young adult in college I remember the credit card companies pitching their tents on career day. They would lure us with gifts and enticing giveaways and promises of a bright future because we were proud owners of a shiny new credit card! After applying for every card I could get, I had 5 beautiful credit cards in my wallet that I would flash just to show how grown up I was, and before I knew it I was several thousands of dollars in debt and didn't know how I was going to pay it off.
Expert Author: Aardhana Gupta
Many times, there are situations in life when you don't have sufficient money to pay off your credit card bills. Usually in this case, people lend money from their friends, relatives which results in a strong setback to the self-respect of the person. But now banks are coming with new schemes to avoid these situations.
Expert Author: Aardhana Gupta
In the present scenario, banks are facing huge losses in credit card portfolios and are planning to slash its credit card count. There has been a mixed reaction of the private and public bank have been revealed so far. Contrary to that some banks are coming with new ideas to promote credit or debit card portfolios.
The use of credit cards in Australia is escalating possibly on the back of a good economy breeding confidence although do people know how to service this debt and how much it could be costing? Australians owe $32 billion in credit card debt, according to Reserve Bank figures, and some experts predict this will balloon to almost $50 billion by 2009.
A few months ago (April 18, 2007), Discover Financial Services launched a new business credit card that offers frequent flier miles to small business owners. Among the credit card brands, Discover was one of the last to start offering business credit cards to the small business sector. Reportedly, this is only the latest in a virtual avalanche of business credit cards designed for small business.
If you are worried about getting a credit card or have a credit card and it is not working out for you, then maybe you should look at some of the alternatives on offer. There are a growing number of card alternatives to credit cards, some of which may be a better option for you.
As even the briefest search on the internet will show you, there are thousands of credit cards available from many different providers, and even more sites offering advice on which card you should choose. Most card advertisements and promotions make a lot of noise about attention-grabbing features such as market-leading low rates, long balance transfer deal introductory periods, or enticing cashback or rewards programs, but some or all of these features may be irrelevant to you no matter how good they look.
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