Credit Score Articles
Expert Author: Robert Lefcort
Want some straight advice about raising your score by yourself? If you are like the great majority of people who take pleasure in knowing that they have a high credit rating, then you're already pretty frustrated at the high price (and confusing advice) offered by most credit rating clinics and counselors. As a matter of fact, in a recent research study done for the United States Congress, there were More complaints about credit bureaus, non profit counseling facilities AND credit repair companies than all OTHER sorts of consumer complaints.!!!...combined!!!
Expert Author: Melissa Kellett
A bad credit score affects your ability to get finance; there is no doubt about that. But the belief that bad credit does not allow borrowers to find a suitable lender and loan is no longer true. It may have been in the past but the current development of the financial industry has solved this difficulty with the creation of the concept: "Bad Credit Personal Loan".
Expert Author: Leelin Lee
What's my credit rating... Do you know what's your credit score? Have you ever looked at your credit report? Read on to find out why it's so very important.Ever seen your credit report?Want to know some surprising facts about why your credit score is so important to your quality of life?Your credit score should be one of the most important numbers you know (right up there with you're anniversary! Read on for some eye opening facts about your credit score, and how it can affect your life!
Expert Author: Lara Sawyer
Part of what you now hear being billed as the global financial crisis is due to subprime lenders who basically wrote mortgages for any type of buyer, regardless of their credit history and available income. That practice has led to many homeowners being forced out of their homes due to foreclosure, and many borrowers have terrible credit scores as a result. The days of one hundred percent financing are for the most part over, and borrowers must now have not only a down payment, but adequate income to meet the monthly payments.
Expert Author: Amanda Hash
Your credit score is not as good as you would like to? Have you made bad moves with your finances? You can start changing your situation and also solve your economical trouble by following these tips.
Expert Author: Charrissa C. Cawley
A critical part of your success as a real estate investor is your ability to obtain the financing you need to fund your real estate activities, so it's imperative that your credit score be as high as possible. Regardless of what your score is right now, it can almost always be higher.
Expert Author: Dr. Jennifer Baxt, DMFT, NCC, DCC
Credit scores are a big part of our lives. Credit scores are what dictate what we can buy, what kind of homes we can get and what kind of cars we can buy. If we have good credit, it is easy to get these things, but if we have bad credit, we may find that it is harder than we imagined to get a home, car or credit card. With a poor credit score, interest rates can be very high. A high interest rate can lead to a difficulty making payments.
Expert Author: Frank Froggatt
Isn’t it weird that who we are is based on numbers? The same goes when we apply for a loan and if you don’t want any troubles,you should at least be 700 and above to be deemed as having a good credit score. Let's look at what a credit score is. It is an indicator which tells a creditor if you will be able to pay back your debt should your loan be approved.
Expert Author: Lynn Bulmer
Most people think a negative credit score is the result of missed payments on loans or credit cards, but that is only a small part of the equation. In fact, there are a number of lesser known factors that come into play that most borrowers don't realize until it's too late.
Expert Author: Frank Froggatt
If you are one of the millions of Americans that have got poor credit, there are some matters that you want to understand in order to improve your credit score. With these points you will be better armed and have a greater chance at success. Every one of us is permitted one free credit report per year. You can use that free report to observe what is stimulating you credit rating to be so low. Its likewise an opportunity to find out if there are any errors on your credit report so you can pick out measures to have them fixed should you discover any.
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