Travel Insurance Articles
Expert Author: Kieron Sellens
For peace of mind and financial protection on your holidays, many people look to bigger brand names, mistakenly thinking them to be better because of their brand alone. We examine travel protection from the main brands in greater depth.
Expert Author: Rudi ONeil
The type of insurance that is purchased is largely dependent on the frequency of travel. If your business requires that you travel infrequently then it is wise to purchase single trip travel insurance, as and when is appropriate. If business trips are frequent however it is far more cost effective to purchase annual business travel insurance. Below is information on how getting insurance could make all the difference.
Expert Author: Amelia Stenson
World travel has become more and more tenuous simply because of a growing range of disasters that can and have struck at the most inopportune moments, making travel insurance an imperative. Even though you may not be a victim of a tsunami, hurricane or act of terror, you might become embroiled in costly delays or have to outlay for accommodation and medical costs that are not factored into the holiday budget.
Expert Author: Rudi ONeil
Multi-trip travel insurance is designed so that the procurer need only purchase one policy to be covered for a multitude of trips. Generally it gets sold per annum so the procurer need only purchase their travel insurance once a year in order to be covered for the whole 365 days and any travelling that they partake in during that time period. It is important to realise that the longest you can be out of the country for is 120 days, and it is sometimes less with certain policies.
Most people buy their cheap holiday insurance at the last minute before they go away, don't bother to read the small print, and then forget about it for the duration of the trip. In many cases this isn't a problem, as the majority of holidays pass without a hitch, but when the times comes for making a claim many travellers are woefully under prepared.
Sometimes, holidays go wrong. Usually it is just a matter of a missed flight, a lost camera, or a nasty infection that threatens your holiday, but sometimes things are much, much worse - from scorpions at Miami airport to travellers cheques in the underwear, hear are six horror stories of holidays gone wrong!
Everything is dangerous to some degree, but there are some journeys, experiences and events that are more hazardous than others are, particularly when on holiday. To help holidaymakers, we look at the top five situations where you would definitely want to have travel insurance...
Leaving home without travel insurance can be a risky business. Unlikely though they may be, even the smallest accidents can land you in a sticky situation, especially in a far flung country where the language barrier may be the least of your concerns. Luckily, arranging holiday insurance in the modern world can be a swift and inexpensive affair.
When you purchase an insurance policy you will almost certainly hear the word ‘Excess’ (or ‘Deductible’ in America) banded about. But what exactly does it mean, why do you have to pay it if you claim, and what is the point of it? We examine excess in greater detail to help dispel the mystery surrounding the word.
Travelling while pregnant can be a bit of a gamble. ‘When should be your cut off date? What kinds of travel are worse than others for heavily pregnant mothers? Should you risk it if the destination isn’t prepared for or can’t or won’t offer maternity care?’ The last worry you would want on top of this is ‘how much will it cost?’ We take a look at the world of travel and pregnancy and see how having travel insurance on holiday is very important when pregnant.
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