Travel Insurance Article Category


Travel Insurance Articles

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After you've bought single trip holiday insurance once too often, it can be tempting to turn to annual travel insurance instead. The benefits seem numerous - less cost, less hassle, and many optional extras - yet committing to an annual travel insurance policy isn't to be done lightly.
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As the economic downturn starts to bite, most people are looking to trim costs wherever they can. Of course, people still want to enjoy their holidays, but finding budget deals and cutting unnecessary holiday expenses has become more important then ever before. Naturally, this thrifty attitude extends to travel insurance.
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For most people, buying some cheap holiday insurance is just another last minute chore before you go travelling, but late bookers miss out on one of the most valuable parts of their travel insurance policy - cancellation cover. This part of the policy can refund the cost of your holiday if you have to cancel your trip at a later date.
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Over one million people will travel during Christmas this year, despite the economic downturn. Some will be going on holiday, taking advantage of Christmas day’s position at the end of the week and taking a long weekend away. Others will be travelling home, going to see parents or meeting parts of the family they haven’t seen for a while.
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Being insured is essential for travel abroad, giving both peace of mind and cover if something goes wrong. While a worrying number of people (sometimes estimated to be as many as one in four) choose to go without travel insurance, the risk simply isn’t worth it – medical bills and cancellation costs for uninsured travellers can be enormous!
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People, who are planning to travel over the Christmas period this year, have been advised to make sure that travel insurance is at the top of their list. The expected one million holiday goers, who plan on visiting family and friends overseas, were told by the insurance provider, M&S Money to make sure that they are covered for all incidents that they could face while away.
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Recent research taken out has shown an increased number in travel insurance claims involving backpackers and stolen money. According to a travel insurance expert, backpackers have now become the main target for thieves abroad due to their lack in security when it comes to valuable possessions.
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Let's face it, we have all, at some time or another sat in a telephone queuing system waiting to speak to a company, listening to dreadful hold music, interrupted intermittently by the annoying voice telling you the call is important and will be dealt with shortly...
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Many people were outraged recently after finding out that cancer sufferers are being penalised when it comes to travel insurance. Most travel insurers were charging people who have suffered with cancer almost double; sometimes triple the amount any other person would, even if they have been cleared from the disease for a few years.
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In these uncertain economic times it seems that no company is safe from the spectre of bankruptcy – it can happen to the biggest travel businesses. Your cheap travel insurance may not protect you should your holiday company go bust, so how can you be sure that your break is in safe hands?
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