Travel Insurance Article Category

 

Travel Insurance Articles

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A cruise holiday may seem like one of the safest ways to travel. After all, you are on a large, purpose built liner surrounded only by fellow holidaymakers, and it may be tempting to skip on getting cruise travel insurance. But this would be a grave mistake - there is plenty that can go wrong on a cruise holiday, and in some cases it is no exaggeration to say that cruise insurance can mean the difference between life and death.
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For most people, the worst thing that can happen to them on holiday is a missed flight, a stolen wallet, getting sick or having a minor accident. If you've been smart and bought some cheap travel insurance, you'll probably be covered for these commonplace holiday mishaps.
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It’s a nightmare scenario, but one that’s not totally without precedence. Imagine you’re abroad and are responsible for a stranger’s injury, or damage some property by mistake. They may be feeling litigious, and the cost of damages (especially in America) doesn’t come cheap. If you’re smart, you’ll have bought holiday insurance with strong personal liability cover, but even that has its limits.
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If you travel a lot, business or otherwise, then annual travel insurance is a must for you! This insurance plan offers you complete peace of mind, when you are traveling. But just because it has great benefits, it doesn’t have to be expensive. Cheap annual travel insurance is available for frequent travelers who want to go across the globe without any worries.
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Increasingly, banks and credit cards are offering a selection of free perks to try and get additional customers. There are all kinds of incentives, but the one I hear most about (for obvious reasons) is the free travel insurance. Although you can argue that I’m something of a biased source, working in the UK travel insurance industry myself, I have heard enough to realise that this ‘free’ cover, while nice in principal is often not worth the paper it’s printed upon!
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With a huge number of people admitting to making fraudulent UK travel insurance claims, it's no surprise that there are some hilarious mistakes exposed. The Managing Director of cheap travel insurance company Insuremore recounts some of the more amusing backfirings...
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When travelling abroad the most sensible thing you can do is to cover yourself with travel insurance. However, even after covering yourself there are some common mistakes many of us make right from the very start. The most common mistake made by holiday makers is not shopping around when purchasing travel insurance. Many people find a travel insurance provider and purchase the first thing they find automatically assuming that they will be covered against whatever happens; in many cases they are wrong.
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Travel Insurance is a must if you’re going away this year. There are many things to remember when purchasing travel insurance and many different types of insurance you can choose from, ranging from the normal family holiday to the more extreme snowboarding break. Finding the right package for you doesn’t have to be hard and doesn’t necessarily have to be expensive. There are many tools out there to help you find the best deal that suits your situation.
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With the recent events of some major Airlines going bust, if you intend to travel the sensible thing to do right now is to make sure you are protected against any incidents where this may happen again. There is now an insurance policy out that has been introduced which will protect you if the airline that you are travelling with were to stop trading. The IPP (International Passenger Protection) is one of the only insurance policies that offers you protection in this eventuality and is currently on offer from some of the leading travel insurers.
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Whether your business trip is long or short, close at hand or a twelve hour flight away, business travel insurance is essential to protect you from unexpected costs or cancellations. Read more about five situations when you will be glad to be insured for your business trip.
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