Travel Insurance Articles
With the widespread availability of cheap travel insurance, there is no good reason to risk travelling uninsured. There are plenty of accidents that can befall the unlucky traveller abroad, and if you have insurance, these accidents will likely be minor inconveniences - if you don’t, they could turn into expensive disasters.
Sport and activity holidays are hugely popular nowadays, as people look to practice their skills in a new environment or even learn an entirely new sport as part of their holiday. Many sports and activities, like skydiving and scuba diving, can be much cheaper to do abroad than in the UK.
While it would be nice to hear that one cheap holiday insurance package is good for everyone, the truth is that this is far from the case. As travel insurance providers are essentially working out the odds of anything going wrong when working out the price of insurance, it stands to reason that a beach holiday in Blackpool will not carry the same level of risks as backpacking through Africa.
Pre-existing conditions are often a point of confusion to holiday makers looking to purchase global travel insurance. Do they need to declare their asthma, or their heart condition? What about their diabetes that's under control? The managing director of Insuremore explains everything you need to know on the subject...
Holiday insurance is complicated; I’m not going to deny it. There’s such a huge range of policies across companies and price ranges with such subtle differences that it can be a real struggle to stay on top and know which is for you. The secret here is to carefully read the small print of any policy you want to take out, but even before that stage there are many common misconceptions going around that I hope to put to bed here.
Cheap annual travel insurance is hugely popular amongst UK holiday goers, allowing them to travel when and where they wish without having to worry about booking travel insurance for every single trip. Many people assume that their cheap travel insurance will cover them against every eventuality, but this isn’t the case. There are plenty of exclusions in the average travel insurance document, and one of the most well known but least understood of these is the ‘acts of God’ exclusion.
For many years, travellers from the UK have enjoyed the benefits of cheap travel insurance when they holiday abroad. With worldwide travel insurance available for only a few pounds for a single trip and companies offering fast booking online, getting insured has never been easier or cheaper. However, new government legislation, which may come into effect by the end of the year, could change the way the travel insurance industry operates.
Expert Author: Sofia Abasolo
Disabled holidaymakers have been advised to check their travel insurance to make sure it covers key areas. Brian Seaman, head of consultancy at Tourism for All, said individuals with a disability should ensure they have enough medication with them to last the trip and to check any accommodation they plan to stay in has sufficient facilities to cover their needs.
Expert Author: Sofia Abasolo
If you are suffering from a serious medical condition during your trip, you will need immediate attention, for this you will need travel insurance. While visiting the United States, you must take a visitor or travel health insurance plan in order to secure yourself during the trip. You cannot predict when you might have a medical emergency and may even be in a position to need care in a hospital. Expenses when you are hospitalized can add up fast and become a big problem very fast.
Expert Author: Lara Sawyer
If you are thinking about traveling whether it is to another state or to another country, there are some precautions that you need to take; the most important of which is to purchase travel insurance in order to be protected in case any unexpected event or accident threatens to ruin your trip. Travel insurance will protect you from these unforeseen events and reimburse any costs that you may incur in due to them.
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