Eye Care To Be Rewarded By Van Insurers

Worryingly it seems up to a third of us are driving around without being able to see clearly! Interestingly we’re not talking about the elderly, who frequently get the blame for accidents, usually with a throw-away comment about the condition of their eyes! Rather it’s a cross section of individuals who are coming up short when it comes to their eyesight.

When it comes to van drivers the cause for concern is that bit more due to the fact that they do a lot more driving, covering a lot more mileage than the average car driver. With that in mind the likelihood of an accident is greatly increased if you couple their devotion to the road with lack lustre vision. This revealing study adds credence to the beliefs held by a lot of opticians who have felt that poor eyesight contributes heavily to causing accidents on UK roads.

Your safety and that of other road users and pedestrians alike is greatly reduced as the risk of accidents increase when you step behind the wheel knowing your eyesight is not up to par. Lack lustre eyesight reduces your ability to discern between stationary and moving objects, as well as reducing your ability to spot potential hazards and adjust your driving appropriately. No doubt if your driving capabilities are compromised in any way and the compromise is something that could been prevented, your insurance provider may raise an eyebrow or two if you are looking to make a claim.

The majority of vans being driven on UK roads today are done so for business purposes, whether it’s for a small, personal business or part of a fleet of vans owned by a large corporation. Regardless of whose business you promote and develop by using your van, if you are in an accident that is in part caused by your vision deficiency your claim may be refused because you drove the vehicle knowing your vision may not have been sufficient.

That said, for those that drive a van for an employer may not be aware that their employer may be responsible for the care of your eyesight and that you may be entitled to certain benefits, like a free eye-test and the provision of spectacles if you are found to be in need. This was one of the suggestions put forward by a massive 92 per cent of the drivers that had been interviewed at the road show. They expressed the belief that a compulsory eye sight every three years would certainly reduce the number of road accidents that were caused by drivers falling short of the legal requirements as set by the Department for Transport.

Of the 50 tested, a large proportion – 89 percent would consider having their eyes checked more often if it meant it would have a positive impact on their insurance premiums. On the one hand it is the responsibility of the individual to look after their eyesight, on the other hand with the cost of living spiralling out of control and each and every institution looking for ways to save pennies and spend fewer pounds, it’s not really surprising that individuals are forced to view things like eye care as a luxury.

Unfortunately in the event of an accident, van drivers and all other road users are forced to appreciate just how valuable they are to themselves. Rather than working for yourself or for a company for a wage that is spent simply on surviving, it is far more important to take care of yourself and your health. Life and health insurance offer discounts to those that look after their health as they note doing so will reduce the likelihood of a claim. In time maybe van insurance will do the same, maybe they will recognise the potent importance of one having pristine vision and will reward those that ensure they do.

Rate Article

Related Videos
Play Video Insurance Tips: Startup Insurance	Play Video Benefits of Low Insurance Premiums	Play Video Car Rentals Insurance	Play Video Insurance Tips: Homeowners Insurance Policies	Play Video Insurance Tips: Homeowner's Insurance Coverage

Listed below are more articles related to the above article from the "Insurance" article category.

People interested in the above article "Eye Care To Be Rewarded By Van Insurers" are also interested in the related articles listed below:

 

Know All About The Workers Compensation Insurance

Intego is a nationwide, experienced, specialized, and focused agency. We offer the finest industry products using the most sophisticated web-based technology and back them with unparalleled customer service. Let us show you how this powerful combination can improve your business process-giving you more time to build your business and keep your customers happy.

The Importance of Insurance Coverage for Young People

Debt reduction law centers appear to be on a relatively better position than insurance companies especially with the ongoing recession. When it comes to finances at this day and age, being young and single often means there's a huge possibility that you are preoccupied about getting rid of your debt or saving your home rather than thinking about your insurance coverage. This is often due to a widespread belief that right now, insurance is one of a young person's least important concerns and that it is not quite practical to acquire it in the middle of an economic crisis.

Wedding and Events Insurance or Provides Piece of Mind

Planning a wedding is something lots of girls start thinking about from a very early age! But one thing most little girls don't think about, when doodling their dream wedding dress, is insurance. Wedding insurance is perhaps not the most exciting things happy couples have to think about in the lead-up to their wedding but since weddings can cost between •£15,000 and •£25,000, it's an important to detail to work into your plan.

Is Your Home Haunting Your Insurance?

Since insurance is based on the sharing of risk, your home's history could very well play a significant part in determining your insurance premium as it could increase the home's risk profile. This is not confined to risks such as burglaries, but also applies to any claims that may have been made by the previous owners.

How Marriage Affects Your Insurance

Getting married is undoubtedly one of the busiest and most stressful times of your life. You have all sorts of arrangements to make and you have a deadline so you have to make them quickly. You probably can't think of anything other than getting married to the person of your dreams and feel you can only afford to focus on your big day. Although this is understandable, and indeed expected, you also need to consider your insurance.

How to Obtain Insurance

In our previous articles we've approached such issues as correct cargo insurance, clauses of the insurance agreement, term of validity of the insurance agreement and factors which influence the underwriting rate. Today we'll discuss how to obtain insurance.

Water Damage and Insurance: Flood vs. Homeowners

Water damage is one of the most common reasons that people make claims on their insurance, but do you know exactly what your insurance covers? Both flood and homeowner's insurance deal with water damage, and knowing the difference between them and what's covered by each can help you determine the right coverage for you, as well as help you determine what to do in the event of an emergency.