With the winter sports season approaching fast, now seems like a good time to remind all you travellers out there that, even for a weekend break, a cheap travel insurance policy is the one aspect of your trip that you can't afford to neglect.
With the largest toy factory in the world, an army of elves and a red velvet fur-trimmed suit, it appears that Santa has everything he could possibly want for Christmas. However, if Mrs. Claus wanted to get him something really useful then she couldn't go amiss with a cheap travel insurance policy. Here are five very good reasons for Santa to take out insurance before heading out on Christmas Eve:
In the week that Scotland added dubious airport checks for passengers travelling within the UK, we take a look at how UK travel insurance can make holidays in the UK a little easier.
The EHIC card may have been out for years but it still seems to confuse people. Many people wrongly believe that the card acts as a substitute for holiday insurance whilst travelling to and around Europe; here we set the record straight and explain just why it is so important to have both.
Travel insurance hit the headlines recently when it emerged that many Britons are losing out on their holiday insurance premiums after neglecting to mention pre-existing medical conditions at the time of booking. So what medical conditions should you mention when taking out travel insurance and what exactly are your rights in relation to existing conditions?
When travelling on a budget, many people want to cut down on expenses wherever possible, and travel insurance is one of the first items to go. But minor setbacks while travelling are common, and a cheap travel insurance policy could end up saving you quite a bit of cash in the long run.
Sometimes careless travellers are to blame for their own accidents. Take a look at these amusing lapses in judgement and try to judge whether the people involved even had the good sense to acquire any cheap travel insurance before they set off on their misadventures.
So you’ve booked your holiday, filled in your EHIC card and paid for your travel insurance. You’re all sorted right? Well you may want to check again. Here’s our list of important things that you should remember to check for when buying holiday insurance.
Buying cheap travel insurance has never been simpler, with a huge number of insurance companies offering easy online booking and claims. While the vast majority of people who buy travel insurance do so without a hitch, there are times when people are left scratching their heads, uncertain as to what policy they need to buy or what level of cover is on offer. Here are some answers to a few of the trickier travel insurance questions...
Holiday insurance - for some people buying it is almost instinctive as soon as they book a trip, whereas others will inevitably leave it until the last minute...if they choose to buy it at all! It is easy to say “it’ll never happen to me” but the risk simply isn’t worth taking - cheap holiday insurance is so easy to get (and the cost of an uninsured disaster so high) that there really is no acceptable excuse.
When it comes to buying travel insurance, an increasing number of UK holidaymakers are digging out every excuse they can find not to pay for it. But with cheap travel insurance so widely available, there’s no convincing reason to avoid buying it - here are five of the most commonly used excuses, and the reasons why you shouldn’t try and use them yourself...
Most people buy their cheap holiday insurance at the last minute before they go away, don’t bother to read the small print, and then forget about it for the duration of the trip. In many cases this isn’t a problem, as the majority of holidays pass without a hitch, but when the times comes for making a claim many travellers are woefully under prepared.
Sometimes, holidays go wrong. Usually it is just a matter of a missed flight, a lost camera, or a nasty infection that threatens your holiday, but sometimes things are much, much worse – from scorpions at Miami airport to travellers cheques in the underwear, hear are six horror stories of holidays gone wrong!
Everything is dangerous to some degree, but there are some journeys, experiences and events that are more hazardous than others are, particularly when on holiday. To help holidaymakers, we look at the top five situations where you would definitely want to have travel insurance...
Leaving home without travel insurance can be a risky business. Unlikely though they may be, even the smallest accidents can land you in a sticky situation, especially in a far flung country where the language barrier may be the least of your concerns. Luckily, arranging holiday insurance in the modern world can be a swift and inexpensive affair. But it hasn't always been this way. We at Journey's Travel thought we'd have a look at how a few heroes of yesteryear could have benefited from even a basic travel insurance policy...
When you purchase an insurance policy you will almost certainly hear the word “Excess” (or “Deductible” in America) banded about. But what exactly does it mean, why do you have to pay it if you claim, and what is the point of it? We examine excess in greater detail to help dispel the mystery surrounding the word.
Travelling while pregnant can be a bit of a gamble. “When should be your cut off date? What kinds of travel are worse than others for heavily pregnant mothers? Should you risk it if the destination isn’t prepared for or can’t or won’t offer maternity care?” The last worry you would want on top of this is “how much will it cost?” We take a look at the world of travel and pregnancy and see how having travel insurance on holiday is very important when pregnant.
After you’ve bought single trip holiday insurance once too often, it can be tempting to turn to annual travel insurance instead. The benefits seem numerous - less cost, less hassle, and many optional extras - yet committing to an annual travel insurance policy isn’t to be done lightly. You need to make sure it is the right policy for you, and that you can get it at a price that saves you money. These are a few of the questions that you should ask yourself before buying annual travel insurance...
As the economic downturn starts to bite, most people are looking to trim costs wherever they can. Of course, people still want to enjoy their holidays, but finding budget deals and cutting unnecessary holiday expenses has become more important then ever before. Naturally, this thrifty attitude extends to travel insurance.
For most people, buying some cheap holiday insurance is just another last minute chore before you go travelling, but late bookers miss out on one of the most valuable parts of their travel insurance policy - cancellation cover. This part of the policy can refund the cost of your holiday if you have to cancel your trip at a later date.
