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Expert Author: Tom Hughes | Category: Legal According to figures released by insurers Crystal Claims, 70 per cent of compensation claims following a road accident are for whiplash-related injuries. You-claim's more in-depth figures show that 43 per cent of the more serious incidents that required hospital treatments were for rear-end accidents. 32 per cent were for head-on collisions, while the rest are due to side-on accidents or other sources.
Expert Author: Tom Hughes | Category: Legal Hundreds of veterans who witnessed nuclear tests in the 1950s, have seen their claim for compensation in doubt due to existing laws on personal injury claims. The Ministry of Defence (MOD) has indicated that it will use the defence of limitation to dispute claims for compensation over radiation sickness and other more serious related illnesses. This would prevent the case, thought to be the largest group compensation case for personal injury against the MOD, from reaching court because the law states the claims for personal injury must be made within 3 years of recieving an injury.
A Financial Services Authority survey has revealed that nearly one in five borrowers are concerned about meeting mortgage payments for the coming year. One quarter of those questioned admitted that they had no contingency plans in place to ensure the payments were met and that they were currently living on the absolute limit of their income.
Expert Author: Tom Hughes | Category: Loans If you are applying for a loan, you can maximise you chances of getting the best loan deal by ensuring that you are in the best possible financial condition to lend money to. As lenders are getting warier of loaning money due to the increased risk of defaults, thanks to the biting credit crunch, it is important that you begin to look like someone the lenders would want to lend to.
Expert Author: Tom Hughes | Category: Legal No win no fee has been a wonderful breakthrough to offer justice to many people who could otherwise not afford legal representation. However it is also still a hugely risky proposition for both parties and the nature of the British legal system can often add to this.
With interest rates currently at highs not seen since the early 90s, those who took fixed-rate mortgage deals in recent years now seem to have been spoiled by the low rates offered in recent years. The Royal Institution for Chartered Surveyors (RICS), estimate that the party is about to end for 1.5 million homeowners, whose fixed rate deals will end in 2008.
Bike thefts are becoming increasingly common as thieves cash in on those who have dumped their cars, for more eco-friendly cycles.
Expert Author: Tom Hughes | Category: Credit Yesterday's budget demonstrated one thing, that the economy is no longer awash with money. As a result, loans regardless of what form they take are going to be increasingly hard to find at competitive rates in 2008. The treasury has little money, banks have little money and therefore businesses have little money to invest.
Doorstep lenders and loan sharks are moving into the space vacated by Britain's high street banks, whose tightening or exemptive credit terms are leaving millions of people without access to mainstream finance.
It is a great time to be a player in the buy-to-let market, what with the shortage of new housing and the increase in the population of the UK breaking the 70 million barrier by 2031, it would seem there is no end to the shortage of demand.
Expert Author: Tom Hughes | Category: Loans Struggling graduates are claiming that uncompetitive student loan arrangments have contributed to a flawed system that shortchanges students. Welsh students, represented by the National Union of Students in Wales, believe that they have overpaid loan repayments due to the pay-as-you-earn system in place to collect the debt. In some cases they have even started paying them back before they earn enough.
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