You are emailing the article entitled "The Simple Way To Build A Great Credit Report" written by expert author:
The most important thing you can do when building credit is to always pay your bills on time and to never borrow more than you can afford to pay back. It sounds silly for me to say, but unfortunately people do this every day. Credit is enticing and it very easy to get in over your head. Beware because those "no money down" and pre-approved credit card offers can send us straight down the credit road of darkness! It's essential when building a healthy credit report that you remember your long term goals, and resist the temptation of buying yet another thing on credit.