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A Beginner's Guide To Abbotsford Interest Rates - Are you thinking of buying your home in Abbotsford? If so, you need to take the time to learn about interest rates. In addition to paying back the purchase price of the home, you'll be required to pay interest at a certain rate as determined by your lender. Buying a Home - Business Cycle - When the economy is good people are confident with their financial future. They tend to spend money on going out to dinner, buying cars and buying houses. The world moves in predictable patterns and we all know that what comes up, must come down. In any healthy economy there is always a slow down. This is caused from corporate lay off’s, change in exports/imports or our surrounding companies that are suffering economic down turn. If the economy slows down enough, we get a recession. A recession usually means that fewer people will qualify for a mortgage. Is Buying A Good Idea? - Are you thinking about buying a home but not sure about the benefits? Well if you haven’t bought a home then you’re probably renting. Making Your Home Anonymous - If you’ve ever talked to a realtor about selling your home, they will often refer to your home as a house. One of top reasons for hiring a realtor is the fact that they aren’t emotionally attached to the home. There’s lots of competition out there with other well priced homes on the market. Your goal is to have the best home with the best price. Thinking of your home as a marketable commodity is the mind set sellers should be in. Your home should take on the role of newly constructed homes in your area. Listing Your Home, Show Your Home - If you’ve listed your home on the market, congratulations! When your home is on the market you’re employing several hundred buyers’ agents in your surrounding areas. The listed home must be shown even if it’s inconvenient for your schedule. An agent will likely ask for you to place a lock box on your front door, side of the house or hydro meter. This convenient box will allow for buyers agents to show your property when you’re not home. If you decide not to have a lock box easily accessible, agents will have to make an appointment. Open Houses and MLS - After you have met with your listing agent and discussed all of the paper work, it’s time to get started with marketing. Your agent will most likely hold an open house to help promote your property. An open house is like a neighbourhood announcement. Because people are sometimes nosy, a lot of neighbours will take advantage of the opportunity and visit the listed home. The For Sale Sign - If you're selling your home the listing agent will always recommend placing a sign in the front yard. This visible prop can be used to entice buyers that are driving by. This sign will include the company you have chosen to list with; company logo’s and phone numbers. Signs in the front yard are a fantastic way to acquire leads. When someone sees a phone number and makes a call, a live person should answer. The call should never ever go to an answering machine. The phone number should be directed to the real estate office so that a professional greeting is given straight away. A message is taken and sent via text message over to the listing agent. This process is a great way to make the buyer feel well taken care of. How Listing Agents Sell A Home - Have you purchased a home? If you did you probably enlisted the help of a licensed realtor. This realtor probably emailed your recently posted listings, showed you listings and advised you on the pros and cons of purchasing certain homes. Real Estate Agent A Salesperson? - People that are looking to buy or sell real estate often think of real estate agents as a sales person. There’s no doubt that many agents in today’s real estate world would be enthusiastic about being only a salesperson. But because of the serious nature of selling a piece of real estate, this is not the case. A real estate agent is responsible to their clients more than a salesperson could ever be. Listing Contract, What You Should Know - Are you thinking of listing your home for sale? Great! The real estate market here in Canada has managed to stay strong despite surrounding economic hardships. On the listing contract there are many details that are included. Multiple Listing Service In BC - When you’re meeting with a local realtor, it should be discussed if your home will be listed on MLS. Buyers here in British Columbia almost always look to MLS as a resource to buy homes. The power behind having your home listed on MLS stems from the fact that you are now employing several hundred real estate agents that have potential buyers seeking homes. More exposure on your listing equals a higher chance of selling the home. Are You A First Time Abbotsford Homebuyer? - Are you taking your first look at being a homeowner in Abbotsford, British Columbia? If you’ve found the right location and you’re looking for more information on how to get started, this easy to understand guide should help with the process. Quickly grab a pen and paper and jot down the advantages vs disadvantage of owning your own home. Ask yourself how long you plan to be in the area. If it is longer then 2 years, you should take that into consideration. If less than two years, it may be wise to wait with escrow fees, real estate fees, reselling costs may actually make it more expensive to buy than to rent for those one to two years. Types Of Real Estate Listings Available - When you think about selling your home you can have a few different options presented to you from a licensed realtor. A person that lists their home as a For Sale by Owner may consider using an open listing. This is when a realtor brings a qualified buyer and if the deal completes, the agent receives a commission. An open listing is not exclusive to the agent and doesn’t hold the owner responsible for a commission if the buyer is not represented by that realtor. The disadvantage of using an open listing is that your home will not be placed on the Multiple Listing Service. Selling Price Is Too High! - If you’re thinking of listing your home on today’s market, congratulations! Canada has some of the best real estate markets in the world. If you have a good idea of what your home is worth, you’ll probably make a few appointments with your local realtors. Exterior Of The House, When Selling - Real Estate agents here in Canada will always suggest working on the outside as a priority. First start with the inside of your home and make necessary changes without running into overcasts. Work from the inside of the house outward into the landscaping. Think of your home as a house. Detach yourself from the emotions of your home and make your house a valuable and marketable commodity. First impressions are based on curb appeal. This term refers to how well the landscaping looks along with the outside of the home. Take a walk and look at your home from across the street. Take a picture and look at the picture. Is there anything that you could easily change that stands out? When landscaping your yard do not invest your money in trees. Preparing Your Home For Sale - Keep your cost down when fixing up your home for sale. It’s not necessary to do a major remodelling project in order to get a fair value for your home. Charging up credit cards and acquiring loans is also not advisable during this period of selling your home. Charging up credit cards could affect your ability to purchase a home. So what will you do when your home is sold, but you don’t have enough room on your credit report for a purchase? Sounds like a step backwards. Home buyers often inspect light switches by turning them on and off. They open all closets, doors and cabinets with a handle. They turn on the water and look for leads in the pipes. Home Value less Than Mortgage - Some home owners may run into a situation where the total debt on the home is more than the market can sell your home for. In BC, the easiest solution to this problem is to wait it out. In Vancouver, Burnaby, Surrey, Coquitlam, Port Coquitlam, Delta, Abbotsford, Mission and Chilliwack, real estate is hot! But this solution is not always workable. People that are obligated to sell may need to be more aggressive than a simple “wait it out” strategy. With job relocation, financial difficulties, divorce, illness or death, anything can happen. If you can’t sell your property without having to borrow more for the closing costs, we have solutions. One option is to keep your mortgage payment but not make the payment. Your BC Dream House, In Your Budget - Do you have a scrap book full of clippings? Ideas inspired by design and home and garden magazines are a start. The living room, office or guest bedroom will probably be more budge appropriate projects. But the only thing holding you back from a dream kitchen is your budget. Here’s the solution. Surround yourself with people who have access to wholesalers. Many home developers here in Vancouver, Burnaby, Richmond, Surrey, Coquitlam, Langley, Abbotsford, Mission and Chilliwack have access to these wholesalers. The Art of Negotiation in British Columbia - If you’ve found your dream home, get excited! Buying in British Columbia is one of the best financial decisions you could make. Take a sigh of relief and crack the Champagne because it’s all over! Wrong. The deal isn’t done until you’ve moved in! As a buyer’s agent, there is an art to negotiating the real estate deal. Because many sellers and buyers are dealing with raw emotion, sometimes it can take a while for the dust storm to settle and a deal to be made. Flipping BC Investment Properties - In any market, real estate investing can be a tricky task. But as an investor here in British Columbia, there are unlimited ways to profit from these investments. Your personality must be one in which decisions are made easily. The goal is to surround yourself with people in the industry that are reliable, successful and confident. Without confidence in what you are investing in, the deal will fall through. I am not suggesting blind confidence with a project that is obviously unprofitable. I am suggesting an educated approach and looking at all of the factors without the use of raw emotion. One question is the matter of timeline.

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