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Insurance company Allianz will be punishing mobile phone offenders even further with premium increases. Related Article Tags: , , , , , , , ,
Easter is the most popular weekend of the year for DIY, with consumers spending billions of pounds on home improvements. But if you are planning to redecorate or renovate this weekend make sure your home insurance is up to date. DIY enthusiasts are expected to cause up to £25 million worth of damage this weekend alone and insurers are warning that if things go wrong your home insurance could be invalid. Related Article Tags: , , ,
If you were nearing the edge of the cliff and didn't know it, would you want someone to warn you before it was too late? Of course you would. That's been the guiding principle of this column, to inform everyday investors of the pitfalls that could cause them and their nest egg irreparable harm. Related Article Tags: , , ,
Buyer's remorse-we've all had it from one time to another. But when it comes to investing your life's savings, the last thing you want is an investment that you will soon regret. Here are some secrets that can prevent that from happening. Related Article Tags: , , , , ,
This article is about whether you need a trust or foundation. Related Article Tags: , , , ,
I've disliked variable annuities for many years because of their high fees and onerous surrender penalties. Now, low-cost variable annuities are available that slash fees and do away with the surrender penalties. Does this change my opinion on the use of variable annuities? Read on to find out. Related Article Tags: , , , ,
If you've talked to a broker or agent about rolling over your retirement account, there's a good chance the advisor recommended you invest in a Variable Annuity. Don't do it! I believe the only reason a variable annuity is recommended for an IRA is so the advisor can earn more money. Let me explain. Related Article Tags: , , , , ,
This article is about inaccurate information on your medical records and how it can increase your insurance rates. Related Article Tags: , , , ,
Financial advisors have been preaching the use of portfolio diversification to reduce risk for years. Unfortunately, the way most do it leaves your portfolio vulnerable! Read on to find out how to properly diversify your portfolio. Related Article Tags: , , ,
This article is about an investor who gets justice on bad investments and incompentent financial advisors. Related Article Tags: , , ,
Equity Indexed Annuities (EIAs) have become the hot product of late. I believe you can easily find other alternatives that will bring a better return, without locking up your money or levying hefty surrender penalties. I'll discuss these alternatives in the next two articles. But first, you should understand two things: your purpose for investing and how EIAs work. Related Article Tags: , , , , ,
Sometimes it is the little things in life that really make the difference. That's especially true then when it comes to dealing with financial matters. Decisions about who to trust, what to invest in, making gifts or the type of insurance to buy all have long-term consequences-and often unintended results. There are many times that a simple answer from a professional would have made all the difference. And now you can get that answer free of charge. Related Article Tags: , ,
Hedge funds and funds of hedge funds have little regulation and even less disclosure. The potential for fraud is high and transparency is low. Investors are trusting someone they don't know to handle their money and will have little idea what they are doing with it. Big money investors get info the small investor can't. Related Article Tags: , ,
One of the biggest mistakes I frequently see investors make is needlessly losing control of their money. Any time you pay a hefty commission or face surrender penalties in order to get YOUR money you lose control. Losing control severely limits access to YOUR money and limits your flexibility to make changes. This can trap you in an under-performing investment adding years to the time needed to reach your goals. Related Article Tags: , , , ,
I believe that Equity Indexed Annuities and the sales practices used to sell them may well be the Next Big Investment Scandal you will hear about. You need to understand why and to think twice before you purchase one of these products. Related Article Tags: , , , ,
Recently I shared the heart-wrenching story of a young soldier who had to deal with the unexpected death of his mother. She didn't have her affairs in order and now her son has the extremely difficult task of recreating her financial details from scratch. Here are some simple steps you can take to ensure that your loved ones aren't left in a lurch. Related Article Tags: , , , ,
It's hunting season out there, and unfortunately, you're the target! The financial services industry is on the hunt for your account and they know when you are most likely to take their bait. Knowing when you are most vulnerable is the first step in keeping you and your nest egg from being snared. Related Article Tags: , , , ,
An inheritance is the precious fruit of years of labor. It is an expression of love. Nowadays, more than ever, an inheritance is something that should be protected. All too often, inheritances are squandered or lost because of a lack of planning by those giving it. Read on to discover how to easily change that. Related Article Tags: , , , ,
Getting a new mortgage? Watch Out! Mortgage brokers (even at banks) get paid on commission. As interest rates rise, they must become more creative to make a living. Many are honest, but there's plenty that won't blink an eye at taking advantage of uninformed consumers. Don't be one of them! Related Article Tags: , , ,
The devastation caused by Hurricane Katrina has shocked our nation. One reader recently asked me what I thought the short and long-term impact will be on the markets and how he should adjust his portfolio. Read on to find out if you should be making changes. Related Article Tags: , , , ,
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