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"Home Buying" Articles
 

  • What's New in Naples, FL. - There's nothing like living in a brand-new home. It's clean and fresh, all the appliances are totally up-to-date, and there's no wear-and-tear from pervious owners.
  • The Costs of Owning a Home - Some home buyers (especially first-time home buyers) think that a down payment is the only cost of buying a home. However, they soon realize that their down payment is one of many costs that require cash or a check upfront. So, how much should you expect to pay before closing on your new home? Depending on the type of mortgage you choose, you will probably make a down payment anywhere between zero and twenty percent of the purchase price of your home. This range is very large, but the good news is that you get to choose what size down payment you’ll make in the very early stages of house hunting.
  • Which Homes Can I Afford? - The first step in figuring out which home you can afford is to talk with a home loan officer so that you can get pre-qualified for a loan. There is no reason to make plans for a house that you love but cannot afford. Getting pre-qualified allows you to know how much a lender is willing to offer you. The pre-qualification is not a guarantee that you will get that amount, but it will give you the best estimate of what you can afford. When it gets closer to the time you need t buy, you will get pre-approved for a loan.
  • Real Estate and The Internet - As it has with almost every business, the growth of the Internet has significantly changed the landscape of property investment. Many of the traditional requirements still apply, but buying and selling property has been made vastly easier and less costly with the emergence of thousands of sites devoted to Real Estate. Finding properties is easier than ever, as is finding out more information about them.
  • Make Your Real Estate Pictures Perfect - So your selling your house, and the agent is coming to take photographs. Do yourself a favor and consider the following advice. After all, the picture is what most buyers are going to see first. If they like the picture, they'll search further for more info, ideally coming to see your home in person. If they don't like the picture, they'll just click on by. Cluttered Counters: So many times in interior real estate photographs I see drinking glasses or worse—pop and even beer cans—sitting out on the counter or table. I am sorry, but this just lacks class. Your home doesn't have to be the Hilton to deserve a tidy-up before the Realtor® comes. For such an import appointment, clear off the counters and tables. Dark Windows: When you book a time for your promotional photographs to be taken, make it during the day.
  • Keeping It Quiet, Tips for Buying Your Next Home - You are in the market to buy a new home. There is so much to consider, price, location, size and even the details such as carpeting, wood flooring, the number of bathrooms. One thing buyers often forget to consider when searching out their dream home is to make sure that humble abode is quiet and peaceful. Determining whether a neighborhood or home is going to be quiet at night or even weekends can be difficult at first. Ways to help you determine the noise level is to be sure and drive around the area you like with the windows down. If you run across railroad tracks, you better figure out how close they are to your prospective home. Make sure you are near the house when a train goes by, so you can get the full effect.
  • Home Purchases Via P2P Lending - The Internet has opened up new vistas for the potential homeowner. Person-to-person/peer-to-peer (P2P) lending has become the latest in money acquisition and investment trends. But is it reliable, is it safe, and what are the implications of defaulting on a loan taken out in cyberspace? One of the big movers in the P2P world, Prosper Marketplace (prosper.com), opened its virtual doors on February 5, 2006. A little over 2 years later, they are the largest U.S. P2P lending marketplace, featuring loan requests from all over the country. Loans are requested for a wide variety of reasons: from mortgage consolidations to sending little Johnny to college. Prosper began with a simple premise: Connect people with the funds and the willingness to invest them with people who needed funds and were willing to pay interest on them.
  • The Truth of Real Estate Cliche - Ever landed on a cliche expression and wondered is there any truth to this statement? Some familiar slogan written on the bathroom walls begins to haunt you... You've heard something so many times it sounds like gibberish but for a moment, you stop to examine its origin... its potential veracity. In real estate there are many such expressions, and it's important to explore them to know what sort of truth, if any, is written on the bathroom walls... and plastered all over the internet, for that matter. Let's begin with the most reported and repeated phrase in real estate, "Location, location, location".
  • Your First Home: What You Need to Know Before You Buy - The experience of purchasing your first home can be overwhelming. But it doesn't need to be. There are certain valuable insights that'll help you along the way, and ensure that you are in charge of your experience. Of course a great realtor can help you immensely, but as with anything in life you should know as much as possible, so you can make informed decisions that reflect your needs and desires. As you begin your search, you'll really want to hone in one your parameters: what do you want in a home.
  • Buyer: Be Aware - There is nothing worse than going into an important situation and having it turn out far different than you imagined. If you are getting ready to buy, or are maybe already in the process, make sure you don't blow it by being too naive. One big mistake buyers make is getting too excited about a home. If you love it too much, you might overlook some of its imperfections. You might decide you can actually afford more of a mortgage than you really can. Both of these set you up for serious future problems. Also, if a seller sees how much you want the house, they aren't going to accept your low-ball offer. They'll ride it out and bring you up to their asking price.
  • Top 7 Mistakes New Home Buyers Make - Buying a new home is great!
  • Top 7 New Home Buying Incentives - After the real estate market hit a steady decline in mid 2006, home builders turned to incentives as a way to attract home buyers to their communities and to help differentiate themselves from the competition.
  • Your Second Home - If you've recently taken the plunge and purchased a second home, or are considering doing so, there are a lot of special considerations to think about. Owning two homes is roughly twice the responsibility, twice the expense, and presents unique problems. However, all of these are manageable, and that second home can be extremely rewarding if it is managed properly. Many people buy a second home so they can feel a bit of ownership over their favorite vacation spot.
  • Don't Let The Wolf Eat You Up! - Have you heard the story about Peter and the Wolf? He was always pretending that the wolf was coming to eat the villagers because he enjoyed seeing everyone go into a panic, then one day when the wolf did come and he called out - he was eaten up because finally no one listened to him. Well, no doubt you are always reading that realty is a good investment and that now is a good time to buy your first home and you think, "Yeah, yeah, yeah".
  • Make Buyer's Broker Agreements Work For You - One thing that home owners can balk at when considering an agent is the buyer's broker agreement (BBA). The BBA is a relative newcomer to the world of real estate and many future homeowners are leery of signing themselves into a contract with a relatively unknown quantity - their real estate agent. However, there are ways to make the BBA work for you. The first step is to interview several agents before settling on one.
  • Florida Will Bounce Back! - The volume of homes and condo sales in Florida has just jumped up this spring, according to figures released by the Florida Association of Realtors. There is more good news - the increase was not because of price drops - the median price of a condo crept up slightly in the one month period!
  • Healthy Ways to Avoid Foreclosure! - The big news of the first quarter of 2008 was that the GDP is still positive, so what does that mean for you? Well, if you are struggling with house payments it could mean that you should keep up the struggle, the end of this low period may yet be coming. Of course, if you are an investor, it may mean that you should start looking for that bargain now!
  • The Unanswerable Question: Is it Better to Buy a New Home or an Old Home? - Like many aspects of real estate, buyers need to weigh out whatever valuable information they can muster, and in the end decide on what is their preference. This being said, although preference can tell you a lot, there are aspects to the purchase of both new and old homes that should be considered. The key is to have a clear idea of what you want and need in a home- to heck with the Jones'. Everybody will have different needs and preferences and all you can do is strive to figure out your own. One aspect to a solid purchase in real estate is of course, "location, location, location".
  • Marketing to Seniors in the Real Estate Market - If you are a real estate agent and have a senior citizen for a client, there are a few things to keep in mind when helping them buy a home. Seniors are our connection to the past, and they should be honored as such. Unfortunately, many predators target seniors with financial scams of various kinds, which can leave them broke and humiliated. Keep this in mind when working with a senior for the first time.
  • Know These: Before Buying a House in California - Buying a home in California for the first time can be overwhelming for many first-time buyers. Very few homebuyers know where and how to begin the search to find a suitable one. You, as a first buyer, must know certain facts before buying a house in CA. 1. Budgeting-Budgeting for a CA home is the first most important step.
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