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Rmd Articles

 

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With the growing demand for more flexible educational opportunities, more schools are beginning to offer quality online degree programs, including some of the nation's top ranking universities who are offering certification programs and undergraduate degrees as well as graduate programs- all online.

You have dreamed of having a doctorate, of furthering your practice and being able to better serve your community? But how can you take the time away from your job and family to head back to the university to make that dream a reality? Many busy pharmacologists are finding a convenient alternative to the traditional graduate school route: an online degree.

If you are over 70 1/2, have an IRA and are charitably inclined, a new law allows you to make a substantial gift from your IRA - tax-free. However, there is a narrow window of opportunity.

Your IRA may represent the bulk of your estate. Care must be taken to assure that your wishes for the distribution at your death follow the rules. Here are the rules and several common mistakes to avoid.

When you have qualified money, retirement accounts, IRA, 401k, or 403b IRS Guidelines require they begin taking minimum distributions from these funds at age 70 1/2. Required Minimum Distribution (or RMD) is designed to help you calculate the proper minimum distribution based on life expectancy.

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