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"EFT" Articles
 

  • Identity Theft: Let Me Count The Ways - I received an e-mail message from "Paypal" not to long ago. The e-mail stated that PayPal needed me to update and verify my security information for their database. I didn't. One of the sentences in the e-mail read: "Complete the necessary verification tasks within 5 days, or your account might get temporarily suspended." That didn't sound like the PayPal I've been doing business with for several years. The grammar of "your account might get temporarily suspended" raised an alarm bell. Also the logo while quite professional looked odd. But the obvious giveaway was knowing Paypal would never contact me at an e-mail address I never gave them.
  • 'Phishing' for Suckers: Two Things You Should Look For In An email - "For Your Immediate Attention! Don't Lose Your Account! Update Immediately!" Bob opened the email and was confronted by the logo of one of his major credit card companies. He had been carrying the card for some time, and had used it for a lot of online purchases.
  • Identity Theft: How to Protect Yourself - This year an estimated 10 million people will be victims of identity theft in the United States. Identity theft is one of the fastest growing crimes in America costing consumers and businesses tens of millions of dollars a year. Though there is no way to totally prevent yourself from becoming a victim of identity theft you can lower your risks of becoming a victim by taking the right precautions and understanding how identity theft occurs. How Thieves Take Your Identity - Snatch your wallet or purse. - Steal your mail. - Thieves may go through your trash looking for bank and credit card statements or anything containing your personal information. - Thieves may steal your information from organizations such as merchants, banks, utility companies or even government agencies.
  • Take 5 Minutes to Protect YOUR Family Name - Have you ever "Googled" yourself? Do it and you may be surprised at how many people share your name or some combination of it. A fact easily verified by opening a local phone book in many cases. On the internet however, there will only be ONE domain name like yours exactly the way you'd like it. The question is, will it be registered to you or to someone else with whom you share a name? Don't Let someone else take YOUR name online.. Even if you don't use it for now, you should register and claim your family name before someone else does. Aside from the many reasons you may have for wanting to own your name on the internet, your number one reason should be CONTROL. Control over your content your address, your email, your online identity.
  • The Cleft Defect in Infants - On the average, one in every one thousand babies are born with a defect known as cleft lip and/or palate.
  • Ten Ways to Fight Identity Theft - Recent reports estimate that as many as one in ten of the population have been a victim of indentity theft, one of the fastest growing crimes of the last few years.
  • Mugged While Sleeping... Leads To Credit Repair - On the way home from work, Tom looked at a short list on his "to do list" and began sequencing the list into a logical travel pattern to minimize crisscrossing.
  • Identity Theft is a SCAM - 10 years ago nobody had heard of Identity Theft. Today it's the world's biggest problem. Recently the Presidential Adviser on cyber security stated: "I fear Identity Theft more than I fear Al Qaeda." That's a powerful statement, and Identity Theft is a serious problem, but there are simple measures anybody can do to protect themselves. Just remember the word SCAM. S - Be STINGY about giving out your personal information to others unless you have a reason to trust them, regardless of where you are. This doesn't mean that you can't do business online, as a matter of fact, some ID Theft experts now advise us that online ordering at secure websites is safer than filling out a paper application. Why?
  • Identity Theft: Phishing in Dangerous Water - Have you received one yet? You know. The email directing you to visit a familiar website where for some odd reason you're being asked to update your personal information?
  • Start Investing Early in Your Career - You're young, you just landed a new job and you're going to be getting a decent paycheck. You also have bills and student loans to pay and there are also a few items that you've always wanted so now you can finally afford them. Investing for your retirement may be the last thing on your mind at the start of a new career. Especially being so young. Take some advice from those with a little more experience: Start investing early in your career. Start from day one and you will never miss that money you're setting aside. If your company has available a 401-K or a TSP program, jump on the bandwagon immediately.
  • History of ID theft - Not being one of those being listed in the history of identity theft crimes Forget guns and violence. Being a criminal nowadays is a matter of getting the right information without being found that and uses that to your advantage. That is how the identity theft process work. Identity theft is a crime wherein another person obtains and uses another person's personal data for purposes of fraud or deception. But the main purpose is for gaining money and finances to avail of goods or services. Personal information being stolen borders from names, birth dates, social security number and driver's license number.
  • Comprehensive Steps on Preventing Identity Theft - Have you constantly been hearing reports about identity theft crimes? Do you have any idea about what identity theft is? What is Identity Theft? It is the stealing of your personal data like your social security number, licenses number, credit card and bank account numbers, and even your other's maiden name. You do not like your identity be stole from you, do you?
  • How to Avoid Identity Theft: Keeping your Financial Records Safe - Picture this, you are browsing through your mail, you get your bills and you didn't count on seeing your credit card bill with a five-figure charge. Its bad enough that you get charged for purchases you didn't do, you also get slapped with a bad credit rating that will certainly jack up all your credit rates.
  • Put an End to Criminal Identity Theft - Being mistaken for someone else can be very hazardous. It can actually get you punished for something you never did. A couple of situations have already cropped up when someone else in a course of a criminal act uses another persons identity. Many criminals have had the ability to get crucial and vital information, such as social security number, addresses, credit card numbers, bank accounts, birth certificates and etcetera to commit crimes. The imposter uses someone else's identification. Not only that, most of the imposter uses fraudulent information or in this case, true personal information but not their own. The fake identification can lead the crime to someone else. As a result, the innocent person will suffer from all of the consequences of the crime commited.
  • Increasing Problem Of Credit Card Identity Theft - Credit card identity theft can be a very costly problem. In today's world of increasing credit card usage, it is no longer a rare instance where a criminal may be able to make use of your credit card for his own gain.
  • 'The Wealthy Barber' - a Beginners Guide to Wealth Building - If you, like most people, have not seriously considered what steps you should take for planning your finances and are now planning on buying a house, getting married or having children or sending your children to college, you will do well to read David Chilton's book 'The Wealthy Barber'. It will not matter if you have never heard of a mutual fund or even balanced your checkbook. If dry financial reading is not up your alley, you will STILL find 'the Wealthy Barber' it's easy reading. It will have you fluent in financial planning in weeks. With this information you can successfully plan for the future.
  • How To Protect Yourself From Identity Theft - Identity Theft is a real and growing problem. So what is identity theft exactly? Basically, identity theft is when someone uses your social security number, your bank credit card number, your driver's license number or any other form of identity without your knowledge or permission. Many people have fallen victim to identity theft through many different means. Some of these ways are easily preventable due to their common sense obvious nature. Other ways identities are stolen are more dubious and discreet.
  • Are YOU one of the 90 per cent Affected by Spyware or Adware? - I am one of those people who have a go go life. And I am not too interested in fixing things unless it is affecting me. With that mentality is how I used to handle my computer; As long as the thing ran I was happy. But the problem arose when in my go go life my computer was starting to slow me down.
  • How To Protect Yourself While Internet Banking - There is no doubt about the fact that identity theft is on the increase. More and more people are losing their identities and money each year due to the efforts of a select few individuals who know how to use the Internet to their advantage. Does that mean; however, that you shouldn't use online banking at all in order to avoid running the risk? By knowing how to protect yourself while banking on the Internet you can reduce your risk of identity theft while still taking advantage of the numerous advantages and conveniences.
  • Automobile Financing - Know Your Options - You've found the car that makes your heart race by 120 beats per minute. Now only one thing stands between you and the car of your dreams: financing the purchase. In a perfect world, you'd pay the full price in cash without blinking. But if you're like the seven out of ten car and truck buyers who don't live in a perfect world, chances are you'd be paying for your car through one of several financing schemes. Understanding the basics of each car financing option is key to choosing the automobile financing strategy that best suits your situation. Here is an overview of auto financing options that may be available to you.
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